Scheme Features

  • Life cover of £150,000 and 20% advance on terminal prognosis (child death grant £5,000).
  • Critical illness cover £20,000 (child £5,000), partner £10,000.
  • RAC UK and European Motor Breakdown cover, member and partner
  • Travel Insurance is 60 days per trip. *(no cover in cases of terminal diagnosis).
  • Best Doctors Scheme Family Cover.
  • Care First Counselling service.
  • Accident & Sickness scheme benefits:-
  • Unsocial hours benefit — to compensate you for each scheduled unsocial hour lost through sickness (2 week excess).
  • Knife & Gun assault — if subject to an assault involving a weapon resulting in injury and sickness absence, £2,500 Gun assault or £1500 knife assault (from Sept. 2017)
  • HIV & Hepatitis B benefit - If you are unfortunate enough to contract either of these as a result of operational duties, a benefit of £40,000 can be claimed.
  • Temporary Total Disablement benefit of £35 a week extended to cover Post Traumatic Stress Disorder.
  • Planned hospitalisation benefit of £25 a night for a maximum of 30 nights, Accident/Emergency hospitalisation £40 a night.
  • Legal Expenses Cover up to £100,000.
  • Mobile Phone/Gadget Insurance.
  • Home Emergency Assistance.

In order to be a member of the Group Insurance Scheme you must be a subscribing member of the Police Federation, or a subscriber at the time of your promotion beyond Chief Inspector. If you would like to join the scheme please contact our office on 01278 647085 and we will be pleased to discuss your requirements.

The availability of documents through this website in no way confers or confirms to you your eligibility to claim under its cover. You should not assume that you are covered under this, or any other area of the Group Insurance Scheme through your membership of Avon and Somerset Police Federation. You are only eligible under this policy if you are a subscribing member of Avon and Somerset Police Federation Group Insurance Scheme.








Premium Details

Cover Premium
Serving officer only APPLY £25.41
Serving officer plus spouse/partner APPLY £31.87
Retired member only up to age 65 £25.90
Retired member plus spouse/partner up to age 65 £34.11
Retired member only aged 65-69 £24.57
Retired member plus spouse/partner aged 65-69 £31.85
Retired member over 70 £13.78

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