Financial Service Providers

Lightside Financial

Lightside Financial Services
We at Lightside Financial understand that debt, whether large or small, is a very personal and sensitive subject. This is why, unlike many other debt advice services, we work for the debtor not the creditor, and we offer a person-to-person service visiting you in your own home, or at a more convenient location of your choice, to discuss your situation and concerns.

In most cases we have been able to offer professional advice that can immediately and significantly lower your levels of stress and enable to meet the challenge of removing debt. We don't do loans, sell insurance or ask you for money. This consultation and advice is completely free of charge and poses no risk to you or your circumstances. What is important is that you act quickly.  Time IS your greatest asset when dealing with debt so please get in touch with us right now.


Police Mutual Assurance Society
Since 1922, Police Mutual has helped to provide generations of police officers and their families with financial security and peace of mind.

As the UK's largest affinity friendly society, with over 170,000 members nationwide, Police Mutual is dedicated to providing the best possible service for the police family. We put our members' interests first, so they can be confident in their finances when dealing with the present and preparing for the future.

Police Credit Union
The Police Credit Union is a credit union that was formed 10 years ago to help police officers and staff with safe saving and sensible borrowing.

They are here to help, especially in these challenging times, when we see more and more of loan applications showing usage by police officers and staff of high interest rate payday lenders. The general perception of credit unions may still be that they serve the financially challenged and unbanked. Police Credit union is not like this. We are a £54 million assets not for profit and very stable organisation with nearly 22, 000 members.

We have a range of loan products, including a budget account with a rate of only 12.7% pa and fixed term loans up to £25,000 for periods up to 7 years. Our average interest rate is around 9% pa. We are also looking closely at an even more focused loan product to help those who are turning to payday lenders.

For more details ring 0845 2417502 or visit the website by clicking on the logo.

Warren & Co(Independent Mortgage Specialist) Ltd
We have been helping Police officers and staff for many years. We offer FREE independent mortgage advice, wherever you are on the property ladder.

We hold regular surgeries across the force at various locations to make an appointment ring our office on 01452 547783. Did you know that as a Keyworker YOU could be eligible for Government assistance. Further information can be found on our website or speak to our dedicated Homebuy Team on 0800 043 1011.

Surgery Dates & Locations 2015

Warren Surgery Dates

Wise Investments

Wise Investments
Wise Investment are fully authorised by The Financial Services Authority and provide Independent Investment and Financial Advice.
Tim Cole, one of six advisers within the company has attained Chartered Financial Planner status and has 15 years experience, advising Police Officers with retirement planning and investment advice.

For an appointment, contact Tim Cole on 01608 647969. e-mail This e-mail address is being protected from spambots. You need JavaScript enabled to view it   Initial consultations are free of charge and business terms are very competitive.

Forces Financial Mortgages
We have a team of independent mortgage experts with over 16 years experience of helping police officers and staff find the best deals. We can offer free whole of market advice for your next move, whether you are a:

Whatever situation you are in Forces Financial can help.

Police Insure Logo

Police Insure
Specially Discounted Insurance for all serving & retired Avon and Somerest Officers, Specials.

Police Insure. Everything Taken Care Of. Call 0161 762 4416 NOW! or visit

TAx refund Company
Tax Refund Company
Apply now to see if you are due a tax refund
For the past 9 years, Avon & Somerset Police Federation have offered members a Free tax code review service. The experienced team at Personal Taxation Services Ltd have helped thousands of police federation members across the UK claim back overpaid tax from HMRC. If you have not checked your code in the past 4 years you should seriously consider doing so.

Apply Now

TAx refund Company
Free and confidential debt advice for the police service.
Money worries are constantly on the minds of many, and the stress of having to cope with this – coupled with the effect it can have on work, family life, health and relationships – can be all consuming. Sharing these concerns with the people closest to you isn’t always an option for everyone, but ignoring these worries can make things worse.

For free, confidential and impartial money advice, you can call PayPlan on 0800 009 4146 or visit You’ll find our team of trained advisers understanding of your situation and always on hand to help you find a solution that fits your life. They will never tell you what to do, but they will offer you best advice, share their experience and help you every step of the way.

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